CHICKASAW CITY SCHOOLS
VOLUNTARY LIFE & AD&D
What is Voluntary Life and Accidental Death & Dismemberment Insurance (AD&D)?
A financial protection plan which provides a cash benefit to the beneficiary upon death of the insured. Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will be met; goals like paying off a mortgage, keeping a business running, and paying for college. AD&D coverage is included as part of life insurance benefits and will pay out a lump-sum death benefit if the insured dies accidentally or passes away later as the direct result of the accident. The dismemberment benefit provides an additional lump sum payment if an insured becomes dismembered in an accident.
Plan Rules:
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Eligibility: All full-time employees working 20+hours/week, spouse and dependent children* (up to age 26)
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Coverage provided by One America
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Must be actively at work on the effective date
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Guaranteed Issue amounts are available during the new hire open enrollment period
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If electing for the first time outside of the initial new hire enrollment period, health questions will be required
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Employee must elect coverage on yourself in order to cover spouse and/or children
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Attention: This benefit requires a beneficiary! Assign and update beneficiaries as necessary
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*Child marital status impacts benefit eligibility; refer to the plan’s policy certificate
Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
